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bunq was made for you. Instead of building another transparent, socially conscious bank, we went one step further. We built the Swiss Army Knife of your money. This gives you the freedom to spend, save and invest your money however you want. bunq was created to make life easier. We give you the freedom to save time, money and CO2 so we can build a better tomorrow together. Our guidelines are designed to make this possible for our users and the rest of the world.
We built Bunq from the ground up to make life easier. Unburdened by the past, we can concentrate fully on the wants and needs of our users and change the paradigm of what banking can and should be.
Driven by innovation and transparency, we are a fully licensed bank that never sells your data to third parties, and we are the only bank in the world where you decide whether and how your money is invested. Put simply: your money, your decisions.
We pride ourselves on being the bank of the free. Once we've built a bank from scratch, we have the freedom to create a product that you enjoy using and build the bank that you actually love to be a part of. Check out our milestones here.
You can become CO2-free in less than 2 years with no effort. All you have to do to get a Bunq Easy Green Personal or Bunq Easy Green Business subscription and we'll plant a tree for every 100 euros you spend with one of your Bunq cards.
The trees that we plant through our partnership with Eden Reforestation Projects bind 308 kg of CO2 over their average lifespan of 25 years. Their green impact is such that simply by living and using your Bunq cards you will become carbon free in less than 2 years.
Privacy is sacred, so we will never sell your data. Your money of up to € 100,000 is fully insured through the Deposit Insurance Scheme (DGS) in the Netherlands. Please note that e-money accounts are not covered by DGS. More information about DGS can be found in our DGS information sheet or on the website of the Central Bank of the Netherlands.
To ensure that you have a safe and carefree banking experience, we apply the latest technology (e.g. machine learning) to continuously monitor the use of our accounts and to act quickly in the event of abuse.
Other banks invest their money in all sorts of bad deals. We don't gamble with your money. In fact, we are the only bank in the world where you can decide whether and how your money is invested.
With bunq you always have full control over your money. We offer complete transparency about what is happening to your money and you can decide if and how your money is invested.
This makes us the only bank in the world where you can tell what your money is used for and how it is stored. As a user, you can choose between different investment options and you also have the option not to invest in any of them. These decisions include environmentally friendly companies that have been ISO 9000 certified for their sustainable qualifications.
By choosing one of our investment options, your money is guaranteed not to be invested in harmful practices such as guns, tobacco, gambling, coal and slate mining, and more.
At bunq we value on transparency. That is why we are completely transparent about who we are, what we do and how we do it.
bunq subscribes to and fully complies with the banking code and all bunq employees take the banker's oath.
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Build a bank that will change the world with The Free. Find your next challenge with us. See how The Free use Bunq and help each other with our self-built support community created by Bunq. Scratch your curiosity by reading the latest topics which will give you an inside look at everything to do with Bunq. Building your own bank is difficult and a lot of fun! Take it from us, we've been doing it for a while. But it doesn't have to be difficult for you. When you are free, you are really free to choose what to build and how to do it. Design your banking experience the way you want it and create fintech apps that you can't create anywhere else. Challenge yourself and the old school banks by building The Free bank. Freedom has never been so easy!
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